SAIZ VÉLEZ, J. E. Determinantes del consumo de los hogares en Colombia: Determinants of household consumption in Colombia. Revista Gestión y Finanzas, [S. l.], v. 8, n. 14, p. 6–24, 2026. DOI: 10.59514/2539-0686.4215. Disponível em: https://revistas.ut.edu.co/index.php/gestionyfinanzas/article/view/4215. Acesso em: 21 may. 2026.